401k Limit 2025 Catch Up

401k Limit 2025 Catch Up. In 2025, the maximum 401(k) contribution limit is $23,000 for people under the age of 50. Workers ages 50 and older have a higher annual 401 (k) contribution limit than their younger peers.

That’s the same as 2023 and 2025. As you can see, the limit increased by $500 for elective contributions, and $1,000 for overall contributions, compared to 2025.